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Affordable, expert-led coaching — one dedicated coach to help you actually move forward with your finances.
Money stress is the thread that connects the individual living it, the employer watching it drain their team, and the partner whose members carry it every day.
One-on-one coaching when you want to achieve more with your money — whether you're navigating a life change, stuck in the same patterns, or simply want someone in your corner thinking clearly alongside you.
Explore individual coachingFinancial wellbeing programs for your workforce. You've seen how financial stress affects productivity, retention, and absenteeism — helping your people is a win for everyone, including the business.
Discover employer programsCoaching-led financial wellness for your members, customers, or clients. Not another product or digital app — real support from real coaches, with measurable outcomes you can report on.
Learn about partnershipsFinancial stress is one of the biggest drains on personal wellbeing, workplace productivity, and long-term security in Australia.The help most people can access is product-driven — apps, platforms, courses. Real, personalised guidance has always been out of reach.
My Money Circle was built to change that. Not another app. Not a robo-adviser. Real coaches who listen, understand, and help people build the clarity and confidence to take genuine control of their finances.
Coaching works across every part of your financial life. Here's a taste of what people bring to their first session.
No long forms. No financial documents. Just tell us a little about what's on your mind — we'll take it from there.
Two minutes. No financial documents or complicated forms needed to get started.
One dedicated coach chosen for you — yours from here on. Not a call centre, not a rotation.
Helps your coach arrive prepared and focused on what matters most to you.
Pick a time that suits you. Leave with clarity, a real plan, and a coach on your side.
Not the right app. Not the right product. The right person — someone who knows your situation, stays with you, and is accountable for your progress. That's what we've built, and it's why we do things differently.
Not a call centre. Not a rotating roster. A single dedicated coach assigned to you — who gets to know your situation and stays with you as long as you need them.
Financial coaching doesn't legally require a licence. We hold one anyway — because governance, accountability, and doing things properly matter to us.
Financial advice recommends products. Coaching builds the clarity, habits, and confidence that sit underneath every financial decision — where real change happens.
“I’ve been in this industry for 14 years. In that time, the gap between real, accessible financial support and the people who need it has only widened. That’s why we built My Money Circle.”
— Rebecca Maher, Founder & CEO
Together with Anthony Matthews, Rebecca built MMC around a simple belief: that everyone deserves a real person in their corner — not a product, not an algorithm, not a generic plan. Almost 40 years' combined experience in financial services, channelled into something that actually helps people move forward.
Meet the full team
After 14 years across financial products, advice, and education, Rebecca saw the same gap from every angle — and no one filling it. She built MMC to change that: an affordable, professional coaching service for the everyday financial decisions that don't fit anywhere else.
After a career in banking spanning multiple decades, Anthony saw first-hand that income has no bearing on people's relationship with money. He joined MMC to close that gap — bringing real coaching to the Australians who simply need a guiding hand with day-to-day finances.
Every MMC coach brings real-world financial services experience to the table — not just coaching technique. They've worked in the industry, hold recognised qualifications, and go through a rigorous vetting process before working with a single client.
Everything you need to know before taking the next step.
Whatever your situation, there's a right way in. Book a call, talk to someone now, or send us a question.